The ACA was created out of a need to regulate the insurance market, reign in some high healthcare costs, and expand coverage where possible. It does not create a single payer system (unfortunate in my opinion), but it was created on a notion (a Republican one at that), that healthcare is a personal responsibility, and based on your income, you will be expected to pay a certain percentage of your healthcare costs.
The ACA was designed so that if you do not have access to affordable insurance through your employer (established as 9.5% of your income), then you will have access to the plans available in the Marketplace. In this case, you will receive subsidies up to a certain percentage of the federal poverty line (I believe that a family of four making a little over 90,000 will still qualify for a subsidy.) However, if affordable coverage is not available to you, you can be exempt from the personal responsibility requirement (this means that if you have to spend more than 8% of your income on your premiums, you can seek an exemption.)
Having said this, I agree with you that the plans on the marketplaces are expensive and have high deductibles and out of pocket costs. Those making up to 250% of the FPL may be eligible for Cost Sharing Reductions, which are meant to help reduce such costs. In addition, insurance companies are not allowed to spend less than 80% of their revenues on claims reimbursements. And if they do so, they are required to send their policy holders a rebate. Still, many policies are still expensive because yes the ACA has set a very comprehensive essential benefits package which insurers must cover. However, the idea is that with time, with enough healthy individuals buying into the coverage pool, prices will lower and stabilize. That is why the individual mandate is an essential piece of the ACA. However, in my opinion, to truly bring costs down and make comprehensive and quality coverage available and affordable for all, one of two things needs to happen: 1. A public option should be introduced or 2. health insurance companies should not be allowed to operate for profit.
I think that a discussion around the value of insurance, and of quality and well regulated insurance is needed to emphasize the fact that just one ER visit can quickly help a family meet it a deductible of 5,000 (as most bronze plans have). Yes, insurance is health expensive, but so is auto and home insurance, yet we still purchase those policies because we understand their value. Now we just need to apply the same thinking to health insurance :) Let me know if you would like further resources or the sources for my info
Jason! You are adorable and I can't wait! I have never seen the movie (shocker), so I look forward to seeing this!
I heard the whole errant wind and Epstein's broken arm were all part of the stunt. I wouldn't put it past him.
I saw my father go the same way.
Nothing can prepare you for seeing the person you love the most in this world, who was so strong and so smart, reduced by dementia.
I'm so sorry for all involved. Bless you all.
And just in case it wasn't clear in this short paragraph this was from earlier in his speech regarding his 'shut up and get out of the way' quote.
At the same time, I did vote for an advisory vote. And you know what? I would still love to have a vote, you know, and let everybody come together, let the committees form on both sides of the issue and just have a big, old vote on it. But you know what? I made that argument on Aug. 20 and it got voted down. And I do believe in representative democracy — you know, I’ve sent this email out to a lot of people: Don’t expect me to, after fighting as hard as I can for something and then losing it, I’m not gonna then try and pull an end-around on the rest of the council. I have too much love and respect for my peers up here on council to then decide that, ‘Well, I’m not happy with their decision.’ You know, the hardest part of being on a council is being able to accept when you’re on the losing end of a vote, and I only see two options: You can either find a way to get behind the majority, or you can shut up and get out of the way. [Applause break]
hahahahaha! now this is a surprise!!
To Kari Kilroy,
Please don't misquote the Mayor. These were his exact words and were not aimed at YOU or the citizens of Manitou but at himself.
"All right, so, what I hear tonight is we have a majority of councilors who are ready to move forward with this. And, like I said, you can either shut up and get out of the way, or find a way to get behind it. And I feel like if we’re going to be moving forward with this than it’s time to do it right."
In fact it was members of PARMMS who yelled at citizens from the surrounding community that they shouldn't get a say if they don't live here, even though some of those speakers helped write A-64 or will be implementing the regulations and have specific knowledge of it. One of your members even wrote 'If you don't live here SHUT up" in comments on-line. That isn't exactly the welcoming family friendly tourist attitude you have said you want to promote. Living in a small town which relies heavily on its surrounding community to thrive means also listening to what those who visit here and/or work here (and pay sales taxes, parking etc....) also want.
John . F. Kennedy’s assassination happened 50 years ago and a majority of Americans do not believe The Warren Commission Report. After 50 years of denials, free the files.
“Sunny Day in Dallas” – Gerry Segal
Eyes welled-up. So very well-written, Rich. My utmost to you and your family.
While on the job, a Christian is to honor their employer and work not preach! Ephesians 6:5-9. When I was in a Pentecostal ministry in the 80s I was a missionary for two years and we went out and preached the word but were told NOT to preach on the job WHEN WE WERE PAID TO BE WORKING! Get it? Honor your employer!
And in this country and especially this town, you have all your freedom of religion that you want. Nobody has denied your religion. It is not against the law, but there are restrictions in the work place.
Barry, is it a quality control issue if, as I fear, this guy's what the hiring official at the time actually *wanted*?
And who wants to bet that hiring official, who has since retired, now has a cushy gig at Focus on the Family?
You forgot to mention former County Commissioner Jim Bensberg, I believe I saw him in attendance at this meeting.
Misty -- The answer to your questions regarding a muslim working at the Academy is "yes." Yes, he would be allowed to practice his religious observances. As a federal employee, I have worked with many different types of religious people who have all been able to practice their religious observances -- head covers, fasting, prayer, holy day observances, etc. The practice of their personal religion is not the problem. The problem comes in when the religious (of whatever persuasion) deem it necessary to proselytize their beliefs during duty hours onto others who may be unwilling to partake... especially if the others are subordinate to the proselytizer. This creates a perception and atmosphere whereby if you aren't of the "correct religious persuasion" they may run the risk of being harmed in their jobs or careers. I've been subjected to this type of behavior in my own career, and have seen it happen to others. It's illegal and it needs to stop. Question for you: As a christian, if you worked in a predominantly jewish- or muslim-populated workplace, would you still think it proper for your jewish/muslim supervisor to proselytize his religion to you while you are at work?
Incredibly, there are still people who deny the myriad medical benefits of marijuana.
Raise the damned Severance Tax on the drillers and use the receipts to resolve the issues with used fracking fluids. Won't happen. Voters will vote NO. Drilling and pollution will continue. Resources will be poisoned. People will suffer, some will die.
Another TABOR success story. Thank you Doug Bruce, destroyer of Colorado.
Will it ever end....the obsession of some christians with other people's private lives?
I'll tell you what's "sick" and it isn't gay people; it's the religious right's obsession with who you sleep with and your private choice of reproductive decisions. Sick.
People everywhere (especially the USAFA) need to grow up, get over bigotries learned in their youth, live and let live, get religion out of all of our public institutions, and move on with vastly more important issues facing our nation.
I don't expect the USAFA to fire the guy, though they should; they'll do their usual circling of the wagons and defend him with tenacity.
I was in 10th grade social studies class when the news came. The school bus ride home that day lacked the usual Friday frivolity. Within days, record stores threw their stock of Vaughn Meader records into the dumpsters; it was a comedy record poking good-natured fun at the Kennedy white house. Retailers had ethics then.
Later, we heard that racists in the south were taking Kennedy half-dollars and drilling a hole in the likeness of JFKs head so they could put them on a chain and wear them around their neck in objection to JFK and the Civil Rights Act. Still too much racism around, i.e., GOP / TEA.
You have a special dad. Tell him we all said hello and that we love his son's work.
Amazing politician for CS! She was the only one that came to the local Pride Center to talk to their Board before the election to show her support for us and I was there to witness it! She really cares about all of the citizens here and I commend her for showing tolerance to our community and especially transgender people, especially after what happened with Coy's school's bathroom use fiasco. We need more people like her in local government!
I want to get involved with this! Who should I contact?
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