Your example of neighbor-like behavior is heart warming. After reading your post, it is obvious that Parksiders cant wait to return to their homes, to live next to such a kind spirit.
Have a wonderful day.
It defies logic to leave such valuable property uninsured. If you own a home, you know that appropriate insurance is a necessity...in the event of a rare catastrophe. Why should property that an HOA owns be any different? The board of this HOA should have used prudent judgement and insured the common areas, in the best interests of the homeowners that it represents. Now, the D and O policy should be claimed to cover the mistakes of the board. An insurance agent that represents the HOA cannot be objectively heard, because his/her interests lie in protecting the policy against claims. The comments by the board stating the curbs and drives were "fine" after the fire carries no weight. Residents' private driveways and foundations were exposed to 1600 degrees, and so were the drives and curbs, so how can they be "fine". Also, there lacks data from an engineering crew to certify the damage. Thats alot of heat...meaning at the very least the drives were significantly stressed, and therefore more likely to crumble easier, enter damages from construction equipment.
The board provides no basis for their numbers at the two meetings to justify the assessment amount, only numbers that may work. Thus, there is likely more assessments to come. This is frowned upon by mortgage lenders, and will make resale difficult. Also, lets not forget about the 1500 refundable fee that builders (passed down to owners) need to pay, and the driveways that are shared...pay another special fee.
Parkside owners should hold board members accountable for their actions. We all want to return to the beautiful neighborhood we had, that is for sure. This scenario needs to be intelligently handled, therefore HOA board decisions should be critically examined, by the community as a whole.
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